There are many advantages to adding your teenage driver to your own auto policy. All companies we write through would suggest that you add them onto your current policy instead of getting them setup on a separate policy.
· By putting them on the same policy you can share family vehicles. You will be covered if you drive your child’s car and vice versa. All covered drivers can drive all autos on the policy.
· It allows you to make sure they are properly covered with liability limits, deductibles, etc.
· Multi-Car Discounts are key to saving money on any insurance policy. By adding your child, and adding a car you may be able to save money.
Always ask for a good student discount. Most auto insurers offer a good student discount (3.0gpa or better) that can save a bunch of money!